Our Role

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Our Role

Lendtreefunding has a well-defined Credit Assessment Process which ensures 360-degree assessment of borrower's credit profile. We have developed an automated in-house Credit Evaluation Model which is based on real-time integrated analysis of data from mobile, social media, CIBIL report, bank account statement etc. Our credit model evaluates borrowers' profiles on more than 100 parameters using thousands of data points. Our in-house credit evaluation team assesses the credit risk of each borrower and classifies the loan proposal in the suitable lendtree Risk Category from A-F. A being the category with the strongest credit profile and F being the weakest. Along with the risk category, lendtreeFunding also recommends an interest rate for each loan.

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Profile Verification

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Credit Risk Assessment using i2i's Proprietary Score Model

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Physical Verification

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Loan Funding and Disbursal

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Agreements & Contracts

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Loan Monitoring - Repayment & Collection

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