Online Personal Loan

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Online Personal Loan

If you’ve ever applied for a personal loan at a bank, you might have realized that the process is complicated and time-consuming. The process is confusing for all — except for the bank staff! There is nothing wrong with that as banks are typically meant to cater to corporate customers or wealthy individuals. The borrowers with small requirements automatically get lower priority. On the other hand, private NBFCs with a clear focus on profitability leave a deep hole in the pocket. Not to mention, the local money lenders who provide doorstep services but at exorbitant costs. Hence, the search for an easy yet affordable personal loan is never-ending.

Company History

Peer to Peer Lending, a new and better way of taking personal loans – Better than Banks or NBFCs!.

Not Anymore

In this digital age where ‘seamless’ is the buzzword, your search for a personal loan ends at Lendtree. We help you to get unsecured personal loans at lower costs. At Lendtree, we want to make your experience as easy as ordering a pizza online or hailing a cab.

The question is—How can Peer to Peer Lending (P2P Lending) be a better alternative to banks and other NBFCs we have always heard of? Simply put, the sole differentiator is their digital-friendly approach that makes the entire process nimble. The online process makes it easy to collect data and process it in real time. And in the end, it helps borrowers get unsecured collateral-free personal loans credited directly to their bank account and that too with a few clicks of the mouse!

Our digital credit evaluation also saves the borrowers from the dangers of rejection of their loan application due to human error or judgmental fault—as is often a case with banks. What’s more, even the borrowers who are rejected a loan by banks, stand an excellent chance to get a personal loan from us. To your surprise, we go beyond the target CIBIL score of 750 for credit evaluation.

We value our customers and put all our efforts to ensure that you get an excellent experience. We promptly resolve your queries and are always available to assist you throughout the loan duration. So, in a nutshell, we help you avail affordable and hassle-free loans at your doorstep as perhaps no one else would do.

Easy and Flexible Repayment Process

Terms of the repayment are the primary concern of a borrower whether borrowing online or offline. At LandTree, repayment is made through Equal Monthly Installments (EMIs) and interest rates are fixed. This safeguards you from any potential increase in the EMI on account of rising interest rates. This offers complete visibility of future payments to the borrower.
When one borrows money from banks or NBFCs—especially unsecured personal loans, there is a hefty pre-payment penalty. Some NBFCs put an apparently innocuous clause “make the whole pre-payment”. This essentially means that the borrower must repay the interest for a specified period, usually 1 – 2 years along with prepayment amount. Doesn’t it violate the primary purpose of prepayment—i.e. saving the interest?
With LandTree, you won’t face such a problem. You can prepay the very next day without any penalty.
And what’s more? A borrower can prepay as many times as he wants to, unlike at other places. We efficiently handle all prepayments since we aim to make our borrowers happy!
Isn’t this a great product –an unsecured collateral-free personal loan, which can be prepaid at any time and any number of times? Another feather in our cap in increasing happiness index of our borrowers!